April 2015

There are 30 blog entries for April 2015.

By: G. M. Filisko

By knowing how much mortgage you can handle, you can ensure that homeownership will fit in your budget.

Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home by calculating how much of a mortgage you can safely fit into your budget.

Why not just take out the biggest mortgage a lender says you can have? Because your lender bases that number on a formula that doesn’t consider your current and future financial and personal goals.

Think ahead to major life events and consider how those might influence your budget. Do you want to return to school for an advanced degree? Will a new child add day care to your monthly expenses? Does a relative plan to eventually live with

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5 Tech Questions that Seniors Should Ask When Interviewing a Real Estate Agent | Keeping Current Matters

We are pleased to have Nikki Buckelew back as our guest blogger for today’s post. Nikki has extensive experience working with seniors and is the Founder & CEO of the Senior Real Estate Institute. Enjoy! – The KCM Crew 

If you have not bought or sold a home in a few years (or maybe decades) it is likely that there are more than a few new trends in real estate that you will encounter as you begin to interview real estate agents.

One particular trend now common among many real estate brokerage firms is called the practice of “going paperless.” This can be a bit scary for some people, especially senior adults who are not accustomed to using computers in their personal or professional lives.

If you are one of the many with reservations about the

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The Deal of the Century?? | Keeping Current Matters

Recently, Freddie Mac published a blog post titled Mortgage Rates: Still the Deal of the Century. They explained that, if you are planning to purchase a home, now may be the time:

“If you are in the market to buy a home, today's average mortgage rates are something to celebrate compared to almost any year since 1971.”

And they let their readers know that there is no guarantee that rates will remain this low:

“Over the past few years, we've enjoyed a long run of historically low mortgage rates. While no one expects them to change dramatically overnight, they are expected to head up. Most experts agree that mortgage rates will drift up in the coming months to end the year approaching 4.50%... Buying a home is a big investment – perhaps

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Better than new!! This home has been rehabbed beautifully. New carpet, fresh paint, new tile, kitchen countertops, and seller will install a new stainless steel dishwasher and stove prior to closing! Bright open kitchen with large breakfast bar is open to the breakfast area and family room. All rooms are spacious. Nice corner lot with a fenced backyard. Hurry! This one won't last. Priced to sell. See more here...

Click Here for More Photos and Details

Call Donna at (904) 325-6226 to learn more.

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Excellent value close to Eagle Harbor but with no Eagle Harbor CDD fees. Completely updated. New architectural roof, new carpet, new tile, fresh exterior and interior paint, new stainless steel appliances including side-by-side refrigerator. The spacious floor plan is open and bright. The large kitchen features a breakfast bar overlooking the family room with a double sided fireplace. The home has a split bedroom plan with ample closet space. The oversized screened patio overlooks the privacy fenced backyard. See more here...

Click here for more photos and details for this Fleming Island area home here.

Call Donna at (904) 325-6226 to learn more.

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This Advice on Homeownership Hasn’t Changed in 200 Years | Keeping Current Matters

Last month, we reported that billionaire John Paulson believes in the financial advantages of homeownership. He has often repeated:

"I think, from an individual perspective, the best deal investment you can make is to buy a primary residence that you're the owner-occupier of.”

However, he has not been the only billionaire to give such advice. As a matter of fact, that same advice has been given by people of wealth throughout the history of our nation.

Here is a quote often attributed to Theodore Roosevelt, 26th President of the United States and billionaire real estate developer:

“Every person who invests in well-selected real estate … adopts the surest and safest method of becoming independent, for real estate is the basis of

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There’s No Place Like Home | Keeping Current Matters

Last week, we reported on the financial reasons purchasing a home in today’s market makes sense. The Joint Center for Housing Studies at Harvard University performs a study every year surveying participants for the reasons that American’s feel are most important in regards to homeownership.

The top 4 reasons to own a home cited by respondents were not financial.

1. It means having a good place to raise children & provide them with a good education

From the best neighborhoods to the best school districts, even those without children at the time of purchasing their home, may have this in the back of their mind as a major reason for choosing the location of the home that they purchase.

2. You have a physical structure where you & your family

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Ready to expand your office? Need a space that's easy for employees and clients to reach?

This newly-available professional office building conveniently located with easy access to I-10 and I-295. Built in 2001, there are 2 floors with an elevator. The layout allows for seven potential office spaces on two floors with the additional storage on the first floor.

  

 

  • Each floor is approximately 4105 SF.
  • There is an additional secured, fenced parking and/or storage yard in the back.
  • Approximately 1000 SF of warehouse/storage in the building accessed by rear dock door.
  • Ask about the signage opportunity for view by travelers entering Jacksonville on I-10.
  • 8323 Ramona Blvd W, Jacksonville, FL 32221
  • Directions: From I-295,
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